Dec 6, 2008

Warning About Discount Health Care Plans

WKOW-TV Madison

Going Out Of Business Sales May Not Be A Bargain

Picking The Best Electronic Gifts

Consumer Reports

Feds Fine Marketers of Secret Shopper Scam

Public Investigator Milwaukee Journal

Safe Toys



I learned that the toy guitar I used to illustrate noisy toys in the story above had been souped up. It's called bending a circuit. Hackers take toy electronics and alter them to make distinctive sounds. There are musical groups--including one in Madison--that use these devices.

One of the things that hackers may do is drill a hole in the toy and then stick a finger inside to alter the sound. Obviously, this could be trouble if the device is plugged into the wall.

Click here, and you can check out circuit benders--one actually uses his son to alter a guitar's sound.

The Coming Credit Card Debacle?

New York Times

How To Block Spam Going To Your Telephone

Star Bulletin

What Day Of The Week Is The Best Time To Buy

Smart Money

Doctors Say Watch Your Step

WISN-TV video

Nov 17, 2008

Nov 7, 2008

12 News Milwaukee Investigates: What Do You Know About Workers You Let Inside Your Home

12 News Investigates

TV 26 Green Bay Looks At Fast Food Nutrition With Dietitians

TV 26 Green Bay: Secret Shopper Scam

Bank Fees Continue To Soar

Bankrate.com

Drop In Consumer Spending Tied To Drop In Housing Values

Centredaily.com

"You'll Save Gas And Avoid Crowds By Shopping Online, And You Needn't Be Nervous About The Outcome"

Consumer Reports:

1 In 5 Mortgages Higher Than Home's Value

Bloomberg.com

Suggestions On Fighting Fake Check Scams

In recent weeks, consumer protection has warned consumers about the Publishers Clearinghouse scams which involve fake checks. MSNBC Consumer Reporter Herb Weisbaum recently wrote about this scam and had some interesting observations about MoneyGrams and banks:

There are plenty of warning signs this prize notice is a scam. The most obvious one: You are required to send money. No legitimate contest ever requires you to buy something or pay any money.

Then there’s the check that comes with the award notice letter. It always has the name of some unrelated company on it – such as a funeral home in North Dakota or a collision shop in California – not Publishers Clearinghouse. Why? The bad guys steal the names and account numbers of real companies to put on their fake checks so they won’t bounce as soon as you deposit them.

And then there’s the strange instruction you get about wiring the money. You’re told not to mention that you’ve won the contest. You’re supposed to say you’re sending money to a friend or relative. That should make warning sirens go off.

Willard Hart, director of fraud at MoneyGram International says this is done to fake out their agents who will question the transaction if you say you’ve won a contest or lottery. “What the bad guys are trying to do is give their victims a set answer to keep the transaction going,” he explains.

Trying to attack the problem

Consumer groups, businesses and government regulators have formed a task force on fake checks. Susan Grant, director of consumer protection at the Consumer Federation of America chairs this task force.

I asked her if she believes the banking industry should do more to protect their customers from these fake check scams. Her response: “Banks clearly need to do more.”

Grant has high praise for West Suburban Bank in the Chicago area. It reduced this check fraud by 85 percent in one year by instituting a simple policy. Every customer who deposits a check for $1,000 or more or withdraws $1,000 or more gets a flyer about fake check scams. “It’s simple and effective,” Grant says.
Entire article

Oct 3, 2008

Rats and Mice Can Destroy Household Furnishings Stored in Mini Warehouses



The above story about rats and mice ruining household furnishings and memorabilia is just one of a number of interesting animal tales I’ve heard lately.




For example, a lonely young friend of mine going through a divorce often sits in front of his computer late at night eating bag after bag of Doritos with the crumbs tumbling down the shirt covering his ample stomach. Recently, my friend discovered he had company…a mouse. Every time my friend uses his computer late at night, the mouse shows up to provide company and share junk food.



Cellphone photos by Glen Loyd III

Recently my son, Glen III, had a beautiful red fox approach him while he was parked near the quarry in Columbus. Glen noticed that the fox was staring at him like a hungry dog…so my son started sharing part of his lunch with him—a bagel and two bear claw pastries. In the photos, you can see Glen’s bear claw pastry in the fox’s mouth. After awhile, the red fox went away and came back with another hungry fox which looked like a brother or sister. A colleague thinks the two may be new offspring who haven’t fully developed hunting skills. They often explore together. The red fox is usually very good at avoiding man--his enemy--and is found in rural areas bordering towns. Usually they eat rodents, insects, fruit and plants.

Shortly after his experience with the foxes, Glen glanced out the window of his home on the Rock River in Janesville and saw both a majestic eagle in the sky and a tiny humming bird at the feeder.

Will The Cellphone Slay The Wristwatch?

Palm Beach Post

Nearly 1/5 of Homes Have No Landlines

New York Times